21 Aug

HSA-Contribution Calculator and Spanish Translation Added to PLANselect® Benefits Decision-Support Tools

New Features Help Employees Select Optimal Health Plan and Reduce Their OOP Healthcare Expenses

Press Release |

Flimp Communications, a leading developer of engaging employee videos and benefits decision-support tools for open enrollment communications, announced the inclusion of a Spanish language option and HSA-contribution calculator tool within the popular PLANselect® benefits decision-support software. The PLANselect tools provide employers with an affordable, engaging alternative to costly “avatar” based decision-support products. These tools are best used for helping employees and spouses choose the optimal employer-sponsored health plan for their circumstances, especially when offering HDHP and CDHP plans with HSA or HRA options for tax savings.

The new Spanish-language option and HSA-calculator tools are included in the PLANselect annual pricing, which for companies under 10,000 eligible employees is $3.00 PEPY plus an annual-license fee. The product was developed by a physician-led team of healthcare and benefits experts. To demo the PLANselect decision tool and watch the overview video, visit the demo site here.

As companies prepare for the 2018 benefits open enrollment season, more HDHPs (high-deductible health plans) are being added to core medical plan offerings. Since tax-exempt HSAs (health savings accounts) are often offered together with HDHPs, employees need access to a tool that will help them calculate the optimal HSA-payroll-contribution amounts to cover out-of-pocket (OOP) costs, maximize tax savings or take advantage of available employer contributions. That’s why the HSAdvantage® tools were developed and added to the PLANselect product. The HSAdvantage tools will also be offered to employers on a standalone basis for the upcoming enrollment season and are also available in Spanish.

For HDHP plan options that include HSAs, employers now have the option to give employees access to calculator tools that will help optimize their HSA contributions. Starting with the annual estimated out-of-pocket expenses derived by the PLANselect algorithm, the HSAdvantage tool requires only a few additional bits of information; whether the user is 55 or over, what their state and federal tax rates are, and HSA employer contributions, if any, to access contribution calculations. The suggested contribution is then broken down by how much it would cost the user per paycheck based on pay cycle and what the tax savings for each would be.

“Communicating benefits plan options effectively in Spanish can be a challenge for employers with significant Spanish-speaking populations,” said Wayne Wall, CEO of Flimp Media. “It’s also very expensive and time consuming to do with avatar-cartoon-type products that take 30 to 40 minutes for employees to complete. With PLANselect, employees can quickly toggle between English and Spanish and the whole decision-making process takes only three to four minutes.”

About Flimp Communications

Flimp Communications is a leading human resources and employee benefits digital communications company with offices in Boston, MA, Burlington, VT, Denver, CO, Vero Beach, FL, and Manchester, U.K. They provide educational video content, benefits decision-support tools and interactive engagement solutions to large employers, benefits brokers, HR consultants, insurance carriers and healthcare providers. The FLIMP® content as a service (CaaS) multimedia communications platform enables users to create, manage, host, distribute and track video and interactive multimedia content without any programming or IT resources. For more information, visit www.flimp.net.

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Testimonials

When it comes to digital postcards, I know we can count on Flimp to meet our deadlines and give us a communication piece that looks great and works beautifully. I couldn’t be happier with Flimp’s (and my project manager’s) dedication to customer service!
Christi Ferris Consultant, HR Communications – HRSC, Stantec
Our HR team is so excited about the new digital postcards. They have allowed us to reach employees in all corners of the country with a crisp and consistent message. We have saved countless hours for the HR team and employees by replacing the traditional in-person meetings with a slick digital delivery. Time is money and the digital postcards allow us a more efficient approach to budgeting HR dollars.
Christy Fenner HR Director, a.i. solutions
I must say, I am blown away by these videos! The videos were informational and incredibly well done. By far the most professional benefits video I have ever seen and I think the new hires will love it, as it really explains things quite well.
Gerry Smith II HRIT Analyst, Taubman
We were very concerned that employees who were used to passively going through the enrollment process would not realize the serious consequences of not actively enrolling—we needed to really get the word out about the new enrollment experience and the digital postcard helped us achieve this. In fact, 92% of caregivers successfully enrolled by the deadline!
Maureen Henson Chief Human Resource Officer, Regional Health
Flimp makes explaining benefits easy! Having video available for employees to reference is very beneficial. The video they created for us provides a lot of information in a way that is easy for employees to understand. The video also looks very professional.The time it took to pull the digital postcard communication together was very straightforward as well. I would use Flimp to make more employee communication videos and multimedia campaigns in the future.
Monika Frankowski HR Systems, ShoreTel
We have used Flimp for a variety of communication campaigns and have found them to be a valuable resource in reaching our target audience. They have become an extension of our strategic communications team and a valued partner.
Charlie Mabry VP Workplace Solutions, Boston Mutual Life Insurance Company
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